Billing that keeps up with how Louisiana's payers actually move

Louisiana runs five Healthy Louisiana Medicaid plans, a workers' comp system built around a single authorization form, and clean-claim clocks that count business days, not calendar habits. A2Z Billings handles the coding, submission, and follow-up so your front desk stops absorbing that complexity.

Remote support for practices statewide — Shreveport to New Orleans, Lafayette to Monroe.

The deadlines Louisiana billing runs on

25days Electronic clean claim payable by a contracted commercial payer LAC 37:XIII.6009, Reg. 74
45days Nonelectronic clean claim payable by a contracted commercial payer LAC 37:XIII.6007
5bus. days Carrier or self-insured employer response to a workers' comp Form 1010 R.S. 23:1203.1
10bus. days Provider response to a 1010A request for additional records R.S. 23:1203.1
365days Standard Medicaid timely filing limit from date of service LDH Provider Manual, Sec. 1.4

The environment

The payer terrain right now

Healthy Louisiana closed out its UnitedHealthcare contract at the end of March 2026 and moved close to 280,000 members onto five remaining plans inside a six-week window. For billing staff, that meant re-checking eligibility on patients who looked routine the visit before, since the plan paying the claim could have changed without the patient noticing.

Medicaid

Five plans, five rulebooks

Aetna Better Health, AmeriHealth Caritas, Healthy Blue, Humana Healthy Horizons, and Louisiana Healthcare Connections each run separate prior authorization lists, portals, and provider files. A patient's MCO on record in January is not guaranteed to be the MCO paying the claim in April.

Commercial

One network carries most of the volume

Blue Cross and Blue Shield of Louisiana holds the largest share of commercial coverage in the state, so most private-pay billing runs against its network edits and its Regulation 74 clean-claim clock, even when the card in front of you reads a different brand name underneath.

Medicare

Novitas sets the local rules

Novitas Solutions administers Louisiana's Part A and B claims alongside Arkansas, Colorado, Mississippi, New Mexico, and Oklahoma. Its local coverage determinations, not general CMS guidance, decide the documentation bar for pain injections, wound care, and imaging.

Delivery

Coverage thins fast outside the metros

Care concentrates around New Orleans, Baton Rouge, Lafayette, and Shreveport. Delta and rural-parish practices often run a back office of two or three people covering five payer portals, and the gap widens every time one of them leaves.

Where the claim stall

Where Louisiana practices actually lose revenue

Six failure points that are specific to Louisiana's billing environment.

Reassigned members trigger clean-looking denials

Patients who were moved off UnitedHealthcare in the spring are still showing up with old cards and outdated authorizations. The claim looks correct. The plan on file is simply wrong.

Medicaid enrollment denials read like coding errors

Gainwell's provider file has to match what each MCO shows on its own roster. When an NPI, a taxonomy code, or a revalidation date falls out of sync, the claim denies for enrollment, not for anything the biller typed.

The 25-day clock outruns manual follow-up

Under Regulation 74, a contracted electronic claim is payable in 25 days and a nonelectronic claim in 45. Practices resubmitting by hand routinely lose that window before anyone notices the aging report.

Form 1010 turnaround gets missed on both sides

Once nonemergency treatment passes the $750 statutory threshold, the carrier has five business days to respond and the provider has ten to answer a follow-up request. A missed window on either side stalls treatment and the bill behind it.

Third-party liability claims sit unresolved

Auto and general liability cases route through settlement negotiations that can run months longer than any Medicaid or commercial timeline, and without a dedicated tracker they age quietly in accounts receivable.

One biller, five portals

A practice fluent in Medicaid, Blue Cross, Novitas, and workers' comp systems is genuinely hard to find and harder to keep. A single vacancy can stall claim tracking across every payer at once.

How we handle it

How A2Z Billings handles it

Each leak above maps to something we actually do, not a general promise.

ELIGIBILITY

We recheck Healthy Louisiana enrollment before the visit

We recheck Healthy Louisiana enrollment before the visit, not just at intake, so a plan reassignment surfaces before the claim does.

ENROLLMENT

We reconcile your Gainwell provider file against each MCO's roster

We reconcile your Gainwell provider file against each MCO's roster on a set schedule, closing the gap before it produces a denial.

DENIALS

We separate each denial by its actual root cause

We split MCO authorization denials from Medicaid enrollment denials from Novitas coding denials, because each one needs a different form and a different appeal path.

COMP

We track every open Form 1010 and 1010A

We track every open Form 1010 and 1010A against its five- and ten-business-day clock and follow up before the window lapses.

FILING

We flag claims before timely filing deadlines approach

We flag claims approaching the 365-day Medicaid limit or a payer-specific deadline weeks out, not after the denial letter arrives.

Services

Services built around Louisiana payer rules

Medical Billing

Claims scrubbed against Blue Cross, all five Healthy Louisiana MCOs, and Novitas edits before submission.

Medical Coding

CPT, ICD-10-CM, and HCPCS Level II coding checked against current Novitas LCDs and each MCO's policy updates.

Credentialing

Enrollment, revalidation, and CAQH maintenance handled separately across Medicaid, Medicare, and each commercial network.

Revenue Cycle Management

Full-cycle oversight from eligibility check to posted payment, reported by payer and by plan.

Eligibility Verification

Plan and MCO assignment confirmed before every visit, including patients moved since the UnitedHealthcare exit.

Prior Authorization

Requests tracked from submission through the payer's response window, Form 1010 included.

Denial Management

Appeals written to each payer's specific reconsideration process and deadline, not a generic letter.

Payment Posting

ERA reconciliation checked against contracted Blue Cross rates, MCO fee schedules, and Medicare allowables.

A/R Follow-Up

Aging worked by payer and denial category, with Medicaid claims prioritised against their filing deadline.

Specialities

Specialties we bill for

Louisiana practices face specialty-specific payer rules, authorization requirements, and coverage terms that can directly affect reimbursement.

Cardiology & Nephrology

Heavy prior authorization load for imaging and diagnostics, with chronic-condition documentation checked against MCO medical necessity rules.

Behavioral Health & Psychiatry

Billing reconciled against each MCO's telehealth parity terms, which still vary plan to plan for rural patients.

Obstetrics

Medicaid covers a large share of Louisiana deliveries, so global billing periods and postpartum coverage windows are tracked against each MCO's own terms.

Orthopedics & Pain Management

Built around Form 1010 dependence, with liability and comp aging tracked separately from standard AR.

Physical Therapy

Visit-limit tracking across MCOs and comp carriers, with authorization renewals flagged before the count runs out.

Family & Internal Medicine

EPSDT screening billing and FQHC enrollment obligations handled alongside standard Medicaid panel work.

We also bill for gastroenterology, dermatology, neurology, radiology, oncology, and urgent care practices across the state.

Revenue Cycle

Our revenue cycle process

Intake & registrationDemographic and insurance details captured at the first point of contact.
Eligibility & plan checkMCO or carrier confirmed and rechecked, not assumed from the last visit.
Authorization requestForm 1010 or MCO prior auth filed ahead of scheduled treatment.
Coding auditCodes checked against current payer policy before charges are entered.
Charge entryModifier and units validated against documentation.
Claim submissionElectronic filing with pre-submission scrubbing against payer edits.
Payment postingERA reconciled against the contracted rate, variances flagged.
Denial triageSorted by cause and dollar value, not just by claim age.
Appeal filingFiled inside each payer's own response window.
A/R follow-upAging worked against Louisiana-specific prompt-pay timelines.
ReportingDenial rate, AR by aging bucket, and payer mix reported monthly.

Each stage exists to catch a denial category before submission, not to fix it after.

Why Outsource

Why outsourcing makes sense for Louisiana practices

Practices here are absorbing more administrative load than the schedule can fund on its own. The March 2026 Medicaid reassignment alone forced re-verification on thousands of established patients statewide.

Add a workers' comp process built on hard business-day deadlines and a rural staffing pool that's thin to begin with, and hiring one in-house biller to cover it all is a fragile plan. Outsourcing spreads that coverage across a team that already knows each portal, each deadline, and how they change.

Questions we get

Frequently asked questions

Which Healthy Louisiana MCOs should our practice be credentialed with in 2026?
Five plans currently carry Healthy Louisiana: Aetna Better Health, AmeriHealth Caritas, Healthy Blue, Humana Healthy Horizons, and Louisiana Healthcare Connections. UnitedHealthcare Community Plan is no longer an option after its March 31, 2026 exit. We recommend credentialing with all five, since members can be reassigned between them and a gap in one panel turns into a denial the moment a patient lands on it.
What happened to our patients who were enrolled with UnitedHealthcare Community Plan?
LDH closed the UnitedHealthcare contract on March 31, 2026. During a special enrollment period from January 15 to February 15, about 36,000 members picked a new plan themselves; the remaining members, out of roughly 280,000 total, were auto-assigned by an algorithm built to keep families together and preserve in-network relationships. Receiving MCOs were required to honor existing authorizations for 60 days after the switch, so any authorization on file from before April 1 needs to be reconfirmed with the new plan.
How long do we have to submit a clean claim to a Louisiana commercial payer?
Under Louisiana Administrative Code 37:XIII (Regulation 74), a contracted electronic clean claim must be paid within 25 days of receipt, and a nonelectronic clean claim within 45 days. Claims submitted late, or resubmitted because the original wasn't clean, move to a 60-day payment window instead. Noncontracted claims from a patient or out-of-network provider generally fall under a 30-day standard.
How does the Form 1010 authorization process work for workers' comp cases?
Once nonemergency treatment passes the $750 statutory threshold, the treating provider files an LWC-WC Form 1010 with the carrier or self-insured employer. The carrier has five business days to approve, deny, or modify the request. If it asks for more records, that goes out as a Form 1010A, and the provider has ten business days to respond. A carrier that misses its five-day window is treated as a tacit denial, which can be escalated to the OWCA medical director under R.S. 23:1203.1.
How long does Louisiana Medicaid give us to file a claim?
The standard timely filing limit is one year, 365 days, from the date of service. LDH allows a documented override extending that to two years for specific circumstances, including retroactive eligibility determinations, but it requires proof of timely filing and a cover letter identifying which exception applies. We track claims against both clocks so a retroactive eligibility case doesn't get treated like a routine late filing.
Do you handle third-party liability and auto-related claims?
Yes. Louisiana is a fault-based state rather than a no-fault one, so liability and auto-related claims settle through negotiation timelines that have nothing to do with Medicaid or commercial clean-claim clocks. We track those balances separately from standard AR so they don't get written off or lost while a settlement is still pending.
Can you bill for practices using Novitas as their Medicare contractor?
Yes. Novitas Solutions is the Medicare Administrative Contractor for Louisiana, alongside Arkansas, Colorado, Mississippi, New Mexico, and Oklahoma. We code and bill against Novitas's own local coverage determinations rather than general CMS guidance, which matters most for imaging, wound care, and pain management claims where the documentation requirements are set locally.
Do you support rural and Delta-parish practices remotely?
Yes. Our billing model runs entirely remote, so a practice in a Delta or Acadiana parish gets the same portal access, payer tracking, and turnaround as one in New Orleans or Baton Rouge, without needing to staff or train an in-house biller locally.

Let's look at your denial mix

We'll go through your last quarter of Louisiana claims, sort denials by payer and cause, and show you where the process is losing time before it starts losing money.